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When Should You Buy a Home?

Buying a home is one of the biggest stepping stones in life, especially if you’re a first-time homeowner. Sometimes it’s difficult to find the right place, but a bit of insight can change that. Here’s a quick guide to deciding when to buy a home.

Consider the Time of Year

Surprisingly, the time of year you buy a house can make a huge impact on the price. Research suggests that early fall is the best time to shop for a home; thanks to ideal weather, people are more likely to sell and move in the spring and summer. Following the heyday of buying and selling in the warmer months, families usually try to settle into new houses before the school year begins. As a result, there are often tons of homes for sale during this time, and significant drops in demand mean sellers are more willing to negotiate lower prices.

Forecast Your Financial Situation

Investing in a home is no joke, so it’s important to consider your financial situation in the long run. What is your current household income like, and how will it change over the next year? If your job is stable and allows you to save well, you may be able to spring for a more expensive property or take care of renovations earlier on. If you’re struggling to keep up with bills, expect to see a pay cut or experience another factor that will reduce your income, you may want to consider saving for a longer period or wait until the market is more in your favor. No matter your situation, having guidance from a professional like Stefan Soloviev can be immensely helpful.

Check Back Often

The housing market changes every day, so don’t be discouraged if you don’t find your dream home right away! Listings can come and go in as little as 24 hours, but new properties will always become available. Make sure you check your local listings and contact your real estate agent frequently to see what’s for sale.

Be Patient

One of the hardest parts of buying a home is waiting for the right opportunity. You shouldn’t pass up a great offer if it arises, but you also need to be wary of homes that might not be what you expected. As soon as you see something you like, speak with your realtor and get in touch with the seller to learn more about the home. If it falls through, remember to be patient and keep checking back for the next great offer.

Buying a home can be a lengthy process, but the right knowledge and attitude can put you on the path to finding your dream house.

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